Insured Warranty

Shailen · Post by **Shailen** » Tue May 30, 2017 3:32 pm

Just had a quote for renewing the BMW Insured Warranty and wanted opinions.

I've got an E93 B3s Biturbo with 55560 miles on the clock bought from Sytner Nottingham last year.

No excess or Emergency Services:

Comprehensive - 1250.92 p.a. / 124.80 p.m.
Named component - 988.04 p.a. / 100.24 p.m.

100 excess, no Emergency Services

Comprehensive - 951.22 p.a. / 96.15 p.m.
Named Component - 791.67 p.a. / 82.85 p.m.

In the 17 years (and 90k miles) of MX5 ownership prior to taking the plunge with Alpina, I had to replace 2xABS sensors, an air mass sensor, the catalytic converter, exhaust, and an electric window switch out of warranty.

I'd be delighted if the Alpina turned out to be as reliable as the 5 so the question is whether or not the extended warranty is worth it on my current car?

Have you needed to make use of your policy?

Is it good value for money?

Is it worth the extra for the Comprehensive policy over Named Component?

The policy that came with my Approved Used car expires on the 29th of June so any comments before this time would be much appreciated.

Thanks in advance,

Shailen

MickB3 · Post by **MickB3** » Tue May 30, 2017 5:46 pm

In 7 years of ALPINA ownership I have had
4 suspension struts
Front wishbones
All the rubbers replaced
Front Discs
1 Front caliper
Services
and 2 sets of tyres.

I would cry at that warranty price.

AidanB10 · Post by **AidanB10** » Tue May 30, 2017 11:21 pm

As someone who works in the Network, the Comprehensive Warranty is the only one to go for

Recently had an E93 in for a convertable roof problem, part alone was the price of the years warranty

Its worth having as i've seen cars with the Named Component or Driveline level of cover have issues that wernt covered by the Insured Warranty

Arvi · Post by **Arvi** » Wed May 31, 2017 1:56 pm

I know warranty companies have to make their money somehow but at those prices, doesn't it say a lot about the reliability of components these days?

dodgyken · Post by **dodgyken** » Wed May 31, 2017 2:06 pm

I paid 2,000chf (give or take) for a fully comp warranty. The expected bill from my claim is around the 12,000chf mark

Mostly labour charges.

Divide the warranty by the main dealer labour rate - and then make a judgement call!

gazoo · Post by **gazoo** » Wed May 31, 2017 3:24 pm

I just got my warranty renewed with BMW for my 2014 D3 BI-TURBO - Comprehensive+roadside for Â£1332.