GAP insurance

ALPINA Costs - Insurance, Depreciation, Oil Usage

Moderators: Charles, neil, D4

Post Reply
User avatar
Misko
ALP
ALP
Posts: 283
Joined: Fri Sep 25, 2009 6:30 pm
Location: Berkshire

GAP insurance

Post by Misko » Sat Sep 26, 2009 5:30 pm

Hi all,

I'm about to become the proud owner of a D3 in about 97 hours (not that I'm counting :D ). I'm trying to cope with almost tripled insurance costs but finding the GAP which covers Alpina seems next to impossible. I have been offered one from Sytner for a ridiculous price of about £600 for 3 years which is out of question.

I have seen another topic discussing the same few months ago but nobody actually put the name of insurer. Please don't go into discussion weather it's useful or not, always depends if you actually need to use it and if I can find something cheaper which covers 4 years, I'll probably take it.

Anyway, all advices are welcome.

Misko

User avatar
Estoril Sport
ALPI
ALPI
Posts: 423
Joined: Sat Jul 14, 2007 8:23 pm
Location: Midlands
Contact:

Post by Estoril Sport » Sat Sep 26, 2009 9:58 pm

Here are some web companies that offer GAP insurance.

http://www.ala.co.uk/
http://www.shortfallcover.co.uk
http://www.gap-insurance-online.co.uk/
http://www.gapinsurance.co.uk/
http://www.car2cover.co.uk/

Hope it helps, congrats on the D3. Whats the colour ? tell us more :)
Present: Porsche 911.2 S4
Manual transmission, rear wheel steering, sports suspension and exhaust. Chrono Pack, 18 way Sports seats, plus other goodies!
http://carscapes.byethost33.com/

User avatar
Misko
ALP
ALP
Posts: 283
Joined: Fri Sep 25, 2009 6:30 pm
Location: Berkshire

Post by Misko » Sat Sep 26, 2009 11:20 pm

Think I'll keep quiet for another few days, almost pulled out after a "misunderstanding" with Sytner, but I really like the car. Fingers crossed, it's going to be black 2007 D3.

Thanks for the list, there were two companies I haven't tried before, but they also have "must be listed in Glass's guide" to be eligible, which Alpina is not :evil:

have to keep looking...

User avatar
dubbers
ALP
ALP
Posts: 253
Joined: Sun Aug 16, 2009 5:23 pm
Location: Motown UK

Post by dubbers » Sun Sep 27, 2009 8:46 am

I bought GAP insurance with my D3, Sytner started @ £600 and in the end I paid £300. I reckon it could be cheaper still, but both kids were begining to cry so accepted it at that price
61 Octavia vRS Estate 170PS 6MT in Candy White

User avatar
Misko
ALP
ALP
Posts: 283
Joined: Fri Sep 25, 2009 6:30 pm
Location: Berkshire

Post by Misko » Sun Sep 27, 2009 2:35 pm

Thanks dubbers, that will be my latest option, although, I doubt I'll be ready to pay anything more then £200 for 3 years.

I'm not very happy with wording in the policy as they state that any modification will invalidate it with no examples what the modification really is. Have no intention to change anything but need the likes of car seat, phone holder and so on.

Misko

Bricky
Posts: 18
Joined: Mon Jun 15, 2009 2:31 pm
Location: Surrey, UK

Post by Bricky » Mon Oct 05, 2009 2:54 pm

I looked into this extensively at the time...Sytners also started at £600, but ended up just shy of £300. I took examples of other quotes along - most of the online ones wont cover the Alpinas as they aren't in the Glass's guide, so there's not too many options.

User avatar
Misko
ALP
ALP
Posts: 283
Joined: Fri Sep 25, 2009 6:30 pm
Location: Berkshire

Post by Misko » Tue Oct 06, 2009 3:55 pm

Well, I managed to find 4 years for £229 RTI up to £15k with ala.co.uk. I had to phone and they had to check with their underwriter and it's fine. Got the policy where the car is listed as Alpina D3 so it should be ok. Guys were really helpful. They advised that they will have to get an approval for each individual car in advance if it's not listed in Glass's guide.

For moderators, I know that there is a section sponsor for this so please let me know if you want link removed. As much as I'm aware AF doesn't offer gap insurance.
2007 D3 #323 - sold

User avatar
TheJT
A
A
Posts: 82
Joined: Mon Sep 21, 2015 5:34 pm
Location: Leamington Spa

Post by TheJT » Tue Jan 19, 2016 12:24 pm

Update - ALA have since changed underwriters and now definitely won't provide gap insurance for an Alpina. Most of the online brokers use the same underwriter - Ageas Insurance Ltd, so suspect it will be the same for all of them though might try contacting Ageas directly. Shame - got a good quote based on cost of car!
2015 D5 BT saloon #249
Sophisto Grey & Oyster/Black
Wave if you see me

DAN@ADRIAN FLUX

Post by DAN@ADRIAN FLUX » Wed Jan 20, 2016 11:35 pm

Hi,
Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance we feel for some customers it can offer a cost effective alternative and yes we can cover all Alpina models.
Regards,
Dan

User avatar
TheJT
A
A
Posts: 82
Joined: Mon Sep 21, 2015 5:34 pm
Location: Leamington Spa

Post by TheJT » Wed Jan 20, 2016 11:36 pm

Thanks - I did look at this, but the limit is £10k if I understand?
2015 D5 BT saloon #249
Sophisto Grey & Oyster/Black
Wave if you see me

Post Reply