Insurance advice for B3 Touring please

Elan · Post by **Elan** » Thu Aug 27, 2015 10:47 am

So its that time again when the Alpina B3 Touring needs insurance. My 15 years NCB is allocated to the M3. So far I have received quote of Â£1600 + from Adrian flux and Â£600 from Sky insurance. I will do les than 2000 miles. Any tips or borkers you would recommend?

Has anyone insured their Alpina under classic car policy? Footman James apparently will insure any BMW under classic car policy if you are a BMW car club member.

I have valued the car at Â£9,000 is that fair valuation?

Thanks in advcance.

MCB · Post by **MCB** » Thu Aug 27, 2015 11:13 am

We also found Adrian Flux very expensive when we bought the B3 Touring back in June. So we ended up going with A-Plan. We have also moved the E30 M3 over to them as well. Both are on classic car cover with agreed value.

Another you could try is Peter Best Insurance. Have used them in the past and have always been happy with them.
http://www.peterbestinsurance.co.uk/cla ... urance.php

Post by **Charles** » Thu Aug 27, 2015 3:54 pm

How about a multicar policy?

I insure with Admiral for three cars - one for me, one for my wife and one to share - and IIRC correctly, they recognise that even I can't drive two cars at the same time! As such, they allocate my NCB on two of the cars - the ALPINA and the shared Megane.

Current premium on the B3S Touring is Â£180 - and that is for 20k miles a year and a guaranteed value of Â£12k.

GuyW · Post by **GuyW** » Thu Aug 27, 2015 4:03 pm

I was paying about Â£250 a year with Churchill for my D5, which was worth Â£40k. I was very happy with that price ...

Elan · Post by **Elan** » Thu Aug 27, 2015 4:57 pm

Thanks for the advice guys.

My M3 is Â£290 with Privilege and the B3 touring is currently at Â£600.

MCB · Post by **MCB** » Thu Aug 27, 2015 7:51 pm

We also tried Churchill for the B3, but they don't do classic car policy's with agreed value. They were cheaper than all the others though.

Peter Best also do multi car classic policy's if that is the route you want to take.

Â£600 for you B3 Touring is damned expensive and you should shop around. Lots of good suggestions on who to try have already been given.

Good luck and please let us know how you get on.

rc944 · Post by **rc944** » Thu Aug 27, 2015 9:23 pm

admiral customer here and i shop around each year

simon13 · Post by **simon13** » Fri Aug 28, 2015 12:35 am

sky for me on my B3 touring. Its about Â£500 fully comp but thats with 7 years NCB now ans i'm only 32 which is a nipper in alpina circles!

A plan are good for alpina i think its the swindon branch that are good for alpina? They used to sponsor on here i think

DAN@ADRIAN FLUX · Post by **DAN@ADRIAN FLUX** » Tue Sep 01, 2015 9:58 pm

Hi,
I'm surprised that we seem so expensive compared to your alternative quotations. I'd appreciate it if you would PM me your details so I could take a look into this.
Regards,
Dan.

Mr-P · Post by **Mr-P** » Tue Sep 01, 2015 10:13 pm

Admiral here and have just renewed the B10 3.2 for Â£ 174 FC and protected NCB.

MCB · Post by **MCB** » Tue Sep 01, 2015 10:23 pm

DAN@ADRIAN FLUX wrote:Hi,
I'm surprised that we seem so expensive compared to your alternative quotations. I'd appreciate it if you would PM me your details so I could take a look into this.
Regards,
Dan.

My son phoned you regarding the 1989 E30 M3 and the recently purchased 1997 Alpina B3 3.2 Touring. I cant remember the price that you quoted, but it was much higher than the Â£450 that A-Plan quoted for both cars.

To be honest, in the past we have found you very competitive for modern cars, but much more expensive for the classics.

I_MNL · Post by **I_MNL** » Wed Sep 02, 2015 10:48 am

Charles wrote:How about a multicar policy?

I insure with Admiral for three cars - one for me, one for my wife and one to share - and IIRC correctly, they recognise that even I can't drive two cars at the same time! As such, they allocate my NCB on two of the cars - the ALPINA and the shared Megane.

Current premium on the B3S Touring is Â£180 - and that is for 20k miles a year and a guaranteed value of Â£12k.

How did you get this Charles? I have multi car insurance with Admiral for 4 cars... But how can I get a guaranteed value for the ALPINA D3 and the 2 Jaguars?
They don't do more than 10k miles each! and I have NCB protected of 14 years for these 3 cars. But they only gave 3 years for the newly acquired Subaru WRX STI...

DAN@ADRIAN FLUX · Post by **DAN@ADRIAN FLUX** » Wed Sep 02, 2015 11:23 am

MCB wrote:
DAN@ADRIAN FLUX wrote:Hi,
I'm surprised that we seem so expensive compared to your alternative quotations. I'd appreciate it if you would PM me your details so I could take a look into this.
Regards,
Dan.
My son phoned you regarding the 1989 E30 M3 and the recently purchased 1997 Alpina B3 3.2 Touring. I cant remember the price that you quoted, but it was much higher than the Â£450 that A-Plan quoted for both cars.

To be honest, in the past we have found you very competitive for modern cars, but much more expensive for the classics.

Hi,
Thanks for the feedback.
That also does surprise me. If anything I would have thought it would have been the other way round as normally we are extremely competitive on most classic cars.
Regards,
Dan.

MCB · Post by **MCB** » Wed Sep 02, 2015 10:48 pm

DAN@ADRIAN FLUX wrote:Thanks for the feedback.
That also does surprise me. If anything I would have thought it would have been the other way round as normally we are extremely competitive on most classic cars.
Regards,
Dan.

Sadly Dan we have never found that when calling you guys for a quotation on our classics. I think others here have found the same unfortunately.

Some years ago we used to use you for most of our cars. But these days your prices for classic cover have just rocketed for some reason. But your cover for modern cars still remains very competitive.

Funny thing is, Churchill were even cheaper than A-Plan for the Alpina. But they could not offer an agreed value classic policy.

Post by **Charles** » Wed Sep 02, 2015 11:50 pm

I_MNL wrote:
Charles wrote:How about a multicar policy?

I insure with Admiral for three cars - one for me, one for my wife and one to share - and IIRC correctly, they recognise that even I can't drive two cars at the same time! As such, they allocate my NCB on two of the cars - the ALPINA and the shared Megane.

Current premium on the B3S Touring is Â£180 - and that is for 20k miles a year and a guaranteed value of Â£12k.
How did you get this Charles? I have multi car insurance with Admiral for 4 cars... But how can I get a guaranteed value for the ALPINA D3 and the 2 Jaguars?
They don't do more than 10k miles each! and I have NCB protected of 14 years for these 3 cars. But they only gave 3 years for the newly acquired Subaru WRX STI...

I told them what value I wanted for each car - either an agreed value or market value. As for the NCB, the ALPINA is on my NCB, the Espace is on my wife's and the Megane is in my name and they confirmed my NCB would apply to both cars for the reasons stated previously.

I do find that I need to tell them very clearly what I want and then get them to repeat it back to me!