My annual dance with Admiral

Post by **Charles** » Wed Sep 18, 2013 8:32 pm

Two years ago and we insure all three cars with Admiral, including a 19 yo German AuPair - quoted about Â£1100

Last year, auto renewal (with AuPair removed so only two drivers) and quoted Â£1200, but presented an identical quote in my wife's name at Â£830 which was honoured.

This week, auto renewal comes in at Â£1130 - no change in circumstances except a year older all round - and quote in my wife's name reveals a price of Â£711.

I haven't had the conversation with them yet but at least I was expecting a stupid number

Why do they do this when they have evidence that I will shop around? I can understand that some people just take what they are given but this is clearly not very clever on their behalf.

E39B10V8 · Post by **E39B10V8** » Wed Sep 18, 2013 9:34 pm

Just done mine with Aviva, me and Mrs, business use 15k per year (never gonna happen), 6 years protected NCD, couple of SP30's, Â£380, did it through Topcashback site also doing Â£80 cashback for next three days so nett Â£300.

rc944 · Post by **rc944** » Thu Sep 19, 2013 11:45 am

so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?

MickB3 · Post by **MickB3** » Thu Sep 19, 2013 12:14 pm

rc944 wrote:so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?

The annual merry dance, God I hate insurance companies

Post by **Charles** » Fri Sep 20, 2013 8:31 pm

rc944 wrote:so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?

No 19yo on the policy now - just me and the wife.

The day after getting the quote online, Admiral call us up, comment on the online quote and refer to the auto-renewal, saying that they assume we would like the lower price

E39B10V8 · Post by **E39B10V8** » Fri Sep 20, 2013 8:35 pm

MickB3 wrote:
rc944 wrote:so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?
The annual merry dance, God I hate insurance companies

+1 with a passion.

drewjak · Post by **drewjak** » Sat Sep 21, 2013 5:50 am

My renewal with Admiral is Â£587 this year, that`s over Â£100 up on last years price ! (Again nothing changed ,just another years no claims)

I went on confused and Admiral never even came up !!

The best i got was with Elephant at Â£307 , which is owned by Admiral !!
should be interesting phone calls today

drewjak · Post by **drewjak** » Sat Sep 21, 2013 5:50 am

My renewal with Admiral is Â£587 this year, that`s over Â£100 up on last years price ! (Again nothing changed ,just another years no claims)

I went on confused and Admiral never even came up !!

The best i got was with Elephant at Â£307 , which is owned by Admiral !!
should be interesting phone calls today

Post by **Charles** » Wed Oct 02, 2013 11:26 pm

So, after further negotiations, the final renewal for all three cars is Â£650

Bit of a difference from the auto-renewal figure of Â£1180

drewjak · Post by **drewjak** » Sat Oct 05, 2013 3:14 pm

Ive just phoned Admiral to cancel my auto renew for tomorrow, they asked why, I told them about Elephant quote they matched it instantly once i gave them the ref number .

Its just a big con how they can just knock 280 off just like that

Post by **Charles** » Sat Oct 05, 2013 9:08 pm

drewjak wrote:Its just a big con how they can just knock 280 off just like that

Â£280

How about Â£530 or 45% reduction

I agree with you - it's clearly designed to catch out those who can't or won't take the time to shop around.