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My annual dance with Admiral

 
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Charles
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PostPosted: Wed Sep 18, 2013 8:32 pm    Post subject: My annual dance with Admiral Reply with quote

Two years ago and we insure all three cars with Admiral, including a 19 yo German AuPair - quoted about 1100

Last year, auto renewal (with AuPair removed so only two drivers) and quoted 1200, but presented an identical quote in my wife's name at 830 which was honoured.

This week, auto renewal comes in at 1130 - no change in circumstances except a year older all round - and quote in my wife's name reveals a price of 711.

I haven't had the conversation with them yet but at least I was expecting a stupid number Shocked

Why do they do this when they have evidence that I will shop around? I can understand that some people just take what they are given but this is clearly not very clever on their behalf.
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Charles
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E39B10V8
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PostPosted: Wed Sep 18, 2013 9:34 pm    Post subject: Reply with quote

Just done mine with Aviva, me and Mrs, business use 15k per year (never gonna happen), 6 years protected NCD, couple of SP30's, 380, did it through Topcashback site also doing 80 cashback for next three days so nett 300.
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rc944
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PostPosted: Thu Sep 19, 2013 11:45 am    Post subject: Reply with quote

so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?
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MickB3
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PostPosted: Thu Sep 19, 2013 12:14 pm    Post subject: Reply with quote

rc944 wrote:
so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?


The annual merry dance, God I hate insurance companies Evil or Very Mad
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Charles
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PostPosted: Fri Sep 20, 2013 8:31 pm    Post subject: Reply with quote

rc944 wrote:
so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?

No 19yo on the policy now - just me and the wife.

The day after getting the quote online, Admiral call us up, comment on the online quote and refer to the auto-renewal, saying that they assume we would like the lower price Shocked
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Charles
Teacher of Chemistry and driver of ALPINAs - not necessarily in that order Wink
B3S Touring (49/116) - been to the moon and now on the way back!
Renault Grand Espace - not mine but the wife's!
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E39B10V8
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PostPosted: Fri Sep 20, 2013 8:35 pm    Post subject: Reply with quote

MickB3 wrote:
rc944 wrote:
so your 3 car multicar including a 19 year old is likely sub 700 quid? what are you voluntary excesses approximately?


The annual merry dance, God I hate insurance companies Evil or Very Mad


+1 with a passion.
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drewjak
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PostPosted: Sat Sep 21, 2013 5:50 am    Post subject: Reply with quote

My renewal with Admiral is 587 this year, that`s over 100 up on last years price ! (Again nothing changed ,just another years no claims)

I went on confused and Admiral never even came up !!

The best i got was with Elephant at 307 , which is owned by Admiral !!
should be interesting phone calls today
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drewjak
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PostPosted: Sat Sep 21, 2013 5:50 am    Post subject: Reply with quote

My renewal with Admiral is 587 this year, that`s over 100 up on last years price ! (Again nothing changed ,just another years no claims)

I went on confused and Admiral never even came up !!

The best i got was with Elephant at 307 , which is owned by Admiral !!
should be interesting phone calls today
_________________
ESTORIL BLUE B3 3.3 COUPE #60 of 90
& the last 1 registered in 2000




The lack of L.S.D keeps me on the straight and narrow

ALPINA......Because Gentlemen don't drift
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Charles
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PostPosted: Wed Oct 02, 2013 11:26 pm    Post subject: Reply with quote

So, after further negotiations, the final renewal for all three cars is 650 Very Happy

Bit of a difference from the auto-renewal figure of 1180 Shocked
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Charles
Teacher of Chemistry and driver of ALPINAs - not necessarily in that order Wink
B3S Touring (49/116) - been to the moon and now on the way back!
Renault Grand Espace - not mine but the wife's!
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drewjak
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PostPosted: Sat Oct 05, 2013 3:14 pm    Post subject: Reply with quote

Ive just phoned Admiral to cancel my auto renew for tomorrow, they asked why, I told them about Elephant quote they matched it instantly once i gave them the ref number .

Its just a big con how they can just knock 280 off just like that
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ESTORIL BLUE B3 3.3 COUPE #60 of 90
& the last 1 registered in 2000




The lack of L.S.D keeps me on the straight and narrow

ALPINA......Because Gentlemen don't drift
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Charles
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PostPosted: Sat Oct 05, 2013 9:08 pm    Post subject: Reply with quote

drewjak wrote:
Its just a big con how they can just knock 280 off just like that


280 Question

How about 530 or 45% reduction Exclamation

I agree with you - it's clearly designed to catch out those who can't or won't take the time to shop around.
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Charles
Teacher of Chemistry and driver of ALPINAs - not necessarily in that order Wink
B3S Touring (49/116) - been to the moon and now on the way back!
Renault Grand Espace - not mine but the wife's!
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