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non-alpina related question: child trust fund

 
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vblanche
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Joined: 09 Dec 2009
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Location: Lausanne, Switzerland

PostPosted: Sun Mar 18, 2012 11:16 pm    Post subject: non-alpina related question: child trust fund Reply with quote

Basically, I'm wondering if it is worth to open one these days.

anyone could comment?

many thanks
vincent
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ali
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Joined: 10 Feb 2007
Posts: 1956
Location: Edinburgh

PostPosted: Mon Mar 19, 2012 12:28 am    Post subject: Reply with quote

My youngest just turned 8 a couple of weeks ago. Her trust fund was started off adn had 250 put in it by the goyernment.
7 years or so later it's worth 263
Thats why I haven't put any money in it as I make more keeping it elsewhere
I can't cash it in or change it So when my little un becomes 21 she will get about 300
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vblanche
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PostPosted: Mon Mar 19, 2012 5:20 pm    Post subject: Reply with quote

basically, you're telling me that these financial products are crap, better investing in something else...

Is there anything giving back 3-4% (or more)?

thanks
vincent
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ade and liz flint
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Joined: 02 Jul 2010
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PostPosted: Mon Mar 19, 2012 10:26 pm    Post subject: Reply with quote

vblanche wrote:
Is there anything giving back 3-4% (or more)?


Some cash ISA's (Lloyds TSB I noted today, others are available!) are offering around the 3.5-4% mark, tied-in for 2 years. Exact rate depends on how much you invest Wink
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B10BRW
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PostPosted: Fri Apr 20, 2012 1:17 am    Post subject: Reply with quote

vblanche wrote:


Is there anything giving back 3-4% (or more)?

thanks
vincent


Try Investec, 6% at the moment.
It's for real, just had an investment mature with them @ 6% Very Happy Very Happy
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